Privacy Policy

1Introduction & Society Commitment

SECURE UNITED URBAN CREDIT CO-OPERATIVE SOCIETY LTD. ("Society", "SIA", "We") operates as a registered member-owned urban credit co-operative society. We respect the confidentiality of our members ("Member", "You") and ensure that all personal, financial, and KYC information entrusted to us is processed with the highest standards of data security and transparency.

2Information We Collect

To process society memberships, open deposit accounts (SIA Samriddhi Khata, SIA Vyapar Khata), book fixed/recurring deposits, or issue secured loans, we collect the following essential member details:

• Member Profile Data: Full Name, Date of Birth, Father's/Spouse's Name, Permanent & Communication Address.
• KYC Identification Documents: Aadhaar Card, PAN Card, Voter ID, Passport, or authorised photo proof.
• Financial & Deposit Scheme Choices: Nominee details, scheme selection (Dhan Samriddhi FD, Dhanpravah RD, Jeevan Nidhi Pension Plan), maturity instructions, and account balance records.
• Communication Details: Mobile phone number, email address (siasecureunited@gmail.com inquiry records), and branch visit logs.

3Purpose of Information Processing

All collected information is strictly used for legitimate society management purposes, including:

• • Verifying member identity and fulfilling mandatory co-operative KYC guidelines.
• • Opening and operating member savings, current, fixed deposit, and pension accounts.
• • Processing interest payouts, dividend disbursements, and quarterly statement alerts.
• • Evaluating loan applications and managing overdraft facilities against fixed deposits.
• • Complying with regulatory reporting required under applicable state/urban co-operative society acts.

4Data Protection & 256-Bit Security Standards

We implement physical, technical, and administrative safeguards to protect your data against unauthorized access, loss, or alteration. Online portal interactions and mobile applications utilize enterprise 256-bit SSL encryption. Physical KYC records are stored in secured society vaults at our registered branch locations under authorized supervision.

5Information Non-Disclosure Policy

We never sell, rent, or lease member data to third-party telemarketers or advertisers. Information is shared only with authorized society personnel and regulatory authorities when required under statutory co-operative society laws or court directions.

6Member Rights & Access

As a member of SECURE UNITED URBAN CREDIT CO-OPERATIVE SOCIETY LTD., you have the right to inspect your account passbook, request corrections to your registered contact information, or update nomination details at any time by visiting our head office or registered branch locations.