Your savings.
Your society.
Deposits, loans, and digital services for our members at premium rates set by the society. Experience trust and prosperity together.
Secure Dhan Samriddhi FD
Earn up to 25.00% p.a. for 49 Months
SIA Samriddhi Khata
High-yield savings with digital access
Registered Society
Reg No. RSR/CR/2026/1061
open to the progress of all
Committed to our responsibility towards the society.
Registered
Co-operative Society
100%
Regulated & Secured
25.00%
Max FD Interest Rate
Apply Now / Quick Access
SIA Samriddhi Khata
A savings account designed for everyone. Choose the tier that matches your daily transaction needs and start earning higher returns today.
SIA Secure Basic
Farmers, Students
Interest Rate
- Single, Joint, Minor
- Passbook included
- Withdrawal slip only
SIA Secure Smart
Salaried, Middle-class
Interest Rate
- Sweep to FD on request
- Premium Passbook
- Free SMS Alerts
SIA Secure Elite
HNIs, Core Investors
Interest Rate
- Auto-sweep to FD
- VIP Cover Passbook
- Dedicated Support
SIA Vyapar Khata
Current accounts designed for local businesses. Enjoy high free-cash deposit limits and overdraft facilities against your fixed deposits.
SIA Secure Vyapar
Small shopkeepers, local vendors
Min Balance
₹ 5,000
Free Cash Dep.
₹ 2,00,000 / mo
- Proprietorship only
- Standard charges for NEFT
- Monthly email statement
SIA Secure Udyog
Regular traders, B2C sellers
Min Balance
₹ 25,000
Free Cash Dep.
₹ 10,00,000 / mo
- Partnership & Company allowed
- 50 free RTGS/NEFT per month
- OD up to 70% against FD
SIA Secure CorporatePremium
Contractors, B2B distributors
Min Balance
₹ 50,000
Free Cash Dep.
₹ 50,00,000 / mo
- Zero RTGS/NEFT charges
- OD up to 90% + priority processing
- Daily email + API for billing
SIA Dhan Samriddhi (Fixed Deposit)
Market-leading fixed deposit rates. Secure your future with guaranteed returns up to 25.00% p.a. tailored to your investment slab.
* Premature withdrawal is always allowed after the mini lock period.
Retire with Dignity
Secure a guaranteed monthly income. Invest a lump sum today and receive fixed payouts every month without touching your principal.
- Guaranteed up to 15.00% p.a. returns
- Zero market risk on your principal
Dhanpravah (Recurring Deposit)
Build a corpus gradually. Whether you save daily from your shop's earnings or monthly from your salary, we have a plan for you.
Monthly Savings
Ideal for salaried individuals. Commit a fixed amount every month and earn up to 16% p.a. interest, compounding quarterly.
- Start with just ₹ 500/month
- Flexible tenures (12 to 84 months)
- Auto-debit from SIA Savings Account
Illustration: ₹ 5,000 / month
Returns Calculator
Estimate your wealth growth. Adjust the values below to see exactly how much your money can earn with our market-leading rates.
Interest Rate
15.00% p.a.
Why choose SIA?
We are not just a financial institution; we are a community-owned society dedicated to your prosperity.
Decades of Trust
Operating securely with a flawless track record since our inception.
Highest Returns
Our co-operative structure allows us to pass maximum profits back to you.
Fully Regulated
Audited and governed under strict state co-operative society frameworks.
Community First
Your funds are used to uplift local businesses, farmers, and members.
Digital services anytime, anywhere
Experience seamless, paperless, and secure digital services wherever you go. Over 250+ services available on the SIA Mobile App.
open
SIA Mobile App
How to open an account
Joining our co-operative society is simple, fully digital, and takes less than 10 minutes.
Documents Required
- Aadhaar Card
- PAN Card
- Recent Photograph
- Address Proof (if different)
Choose your plan
Select from our Savings, Current, or Deposit products tailored for you.
Submit KYC
Provide basic documents like Aadhaar, PAN, and address proof online.
Fund account
Transfer from any existing savings account or deposit cash at our branch.
Start earning
Instantly activate your digital services, debit card, and start earning interest.
SIA Mitra Program
Earn attractive commissions by helping your community save and invest. Become an authorized SIA agent today.
Trusted by our Members
Hear from the people who have grown their wealth and secured their future with us.
“SIA's Vyapar Khata and OD facility helped me expand my business during the harvest season. Their doorstep service is unmatched.”
Ramesh Patel
Farmer & Merchant
“I opened the Samriddhi FD online in 5 minutes. Getting 25% returns over 49 months is incredible compared to traditional options.”
Anjali Sharma
Salaried Professional
“The Jeevan Nidhi pension gives me peace of mind. Every month the interest hits my account without fail.”
Suresh Gupta
Senior Citizen
Find a Branch
With over 15 authorized branches across the state, we are always near you.
Main Head Office Branch
Gandhi Ward, Near Honda Showroom, Desaiganj Wadsa - 441207
+91 94054 26350
Vyapar Market Branch
45, Commercial Market Complex, Ward 4 - 400012
+91 98765 43211
Samriddhi Hub Branch
88, Station Road, Near Co-op Society Bldg - 400025
+91 98765 43212
Rural & Krishi Branch
12, APMC Market Yard, Highway Junction - 400050
+91 98765 43213
Frequently Asked Questions
Everything you need to know about our products, rates, and society operations.
Ready to experience Society Services?
Join thousands of members who trust us with their life savings. Open an account digitally in less than 5 minutes.